About Holistic Business Solutions
Comprehensive accounting services
HBS provides comprehensive accounting services with a holistic view to businesses of all sizes. Our services include bookkeeping, CFO services, Accounts payable service, tax preparation, payroll processing, financial statement preparation, and more. We offer a complete solution to manage your finances and back end operations. There are many benefits to outsourcing these tasks.
At Holistic Biz Solutions, we believe finance is more than compliance — it’s the nervous system of your business. Our mission is to help entrepreneurs and leaders harness AI, automation, and financial strategy to unlock clarity, efficiency, and long-term growth
Experienced professionals
With more than three decades of experience, Karen Ramirez embarked on her entrepreneurial journey at the age of 16. Throughout her career, she has pioneered and managed successful ventures across diverse sectors including retail, manufacturing, real estate, and hospitality. Karen's holistic approach has proven invaluable in guiding CEOs and upper management teams through the intricate challenges of business operations and technology integration, ultimately unlocking their financial potential.
At the helm of her team of seasoned professionals, Karen leverages the latest tools and knowledge to deliver precise and dependable financial services. Our commitment to unwavering ethics and integrity is reflected in every interaction with the diverse range of customers we are proud to serve.
Our Philosophy
- Systems Thinking: Every business is an ecosystem. Finance must connect seamlessly with operations, sales, and people.
- Human + Machine: AI enhances decision-making; it never replaces the human judgment at the heart of business.
- Sustainable Growth: We design solutions that scale ethically and adapt as your business evolves.
OUR MISSION
“Our mission is to redefine finance for the modern era and be your trusted Business Alley. We integrate AI, automation, and holistic business design to transform bookkeeping into a strategic advantage. We don’t just track the past — we engineer the future of your business.”
Our Services
Starter: Compliance + Monthly Reporting
Enterpise: Full CFO advisory+ predictive systems
Growth: Automated workflows + AI Dashboards
If you’re not ready to bring a full-time bookkeeper on board but want your finances set up for success, our Starter package gives you everything you need to build a solid foundation.
- We set up an efficient accounting system tailored to your business, integrating any necessary apps for smooth operations.
- We provide training and guidance,
If you’re not ready to bring a full-time bookkeeper on board but want your finances set up for success, our Starter package gives you everything you need to build a solid foundation.
- We set up an efficient accounting system tailored to your business, integrating any necessary apps for smooth operations.
- We provide training and guidance, equipping you with the tools and knowledge to confidently manage your own books.
- We ensure compliance with tax regulations and financial obligations so you avoid costly mistakes.
- We deliver standard monthly reporting (Profit & Loss, Balance Sheet, Cash Flow) so you always know where you stand.
👉 Our focus is on empowering you — giving you the structure, compliance, and confidence to run your bookkeeping independently while having us as your financial safety net.
Growth: Automated workflows + AI Dashboards
Enterpise: Full CFO advisory+ predictive systems
Growth: Automated workflows + AI Dashboards
When you’re ready to go beyond the basics, our Growth package is designed to save you time and give you real-time visibility into your numbers. We combine traditional bookkeeping support with automation and AI-driven insights to simplify your financial management.
- Tax Prep Assistance: We keep your records organized and always ready for se
When you’re ready to go beyond the basics, our Growth package is designed to save you time and give you real-time visibility into your numbers. We combine traditional bookkeeping support with automation and AI-driven insights to simplify your financial management.
- Tax Prep Assistance: We keep your records organized and always ready for seamless tax preparation.
- Gradual Task Offloading: As your business grows, we gradually take on your recurring accounting tasks so you can focus on what matters most.
- Automated Workflows: Routine processes like invoicing, bill pay, and reconciliations are streamlined with automation to eliminate manual effort and reduce errors.
- AI Dashboards: Gain real-time visibility into revenue, expenses, and cash flow through intelligent dashboards and alerts.
- Tailored Packages: We customize your bookkeeping support to fit your industry, stage, and budget.
- QuickBooks Setup & Optimization: Beyond setup, we fine-tune your chart of accounts for accuracy and integration with other platforms.
- Bank Reconciliation & Reporting: Monthly reconciliations and financial statements (PNL, Balance Sheet, Cash Flow) that are always up to date.
- Year-End Cleanup & Review: We tidy up your records and prepare everything ahead of filing deadlines.
- Ongoing Support: Whether you need help with specific tasks or full bookkeeping handoff, we adapt as your needs evolve.
👉 Our goal in Growth is to give you intelligent, automated systems plus the flexibility to scale support at your own pace — so you always have clarity, compliance, and control.
Enterpise: Full CFO advisory+ predictive systems
Enterpise: Full CFO advisory+ predictive systems
Enterpise: Full CFO advisory+ predictive systems
Our Enterprise package is built for businesses that need more than bookkeeping — they need a true financial partner. We combine a full back-office accounting solution with advanced CFO advisory and AI-powered intelligence so you can make strategic decisions with clarity and confidence.
- Comprehensive Back-Office Support: General bookkeepin
Our Enterprise package is built for businesses that need more than bookkeeping — they need a true financial partner. We combine a full back-office accounting solution with advanced CFO advisory and AI-powered intelligence so you can make strategic decisions with clarity and confidence.
- Comprehensive Back-Office Support: General bookkeeping, invoicing, collections, payroll management, accounts payable, and industry-specific tax filings — all fully managed and optimized.
- Advanced CFO Advisory: Guidance on cash flow, capital strategy, and risk management from a CFO perspective tailored to your industry and growth stage.
- Predictive Intelligence Systems: AI-driven forecasting, scenario planning, and trend analysis to anticipate opportunities and challenges before they appear on your statements.
- Budgeting & Strategic Tax Planning: Build budgets that align with your long-term goals while leveraging tax strategies to maximize profitability.
- Financial Process Optimization: From workflows to controls, we redesign your systems for efficiency, scalability, and transparency.
- Executive-Ready Reporting: We deliver customized dashboards, KPI tracking, and board-level presentations to keep leadership aligned and informed.
- Ongoing Partnership: As your business grows, we remain your strategic partner — helping you adapt, evolve, and continuously strengthen your financial foundation.
👉 Enterprise gives you more than support — it gives you foresight. With predictive insights and a holistic CFO approach, we help you make confident decisions that drive sustainable growth.